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Every real life transaction for your accounts should cause a corresponding transaction in one or more Buckets. So if you charged $1 to your credit card to buy a doughnut, you should take $1 out of your Doughnut bucket.

Also, if you don’t have one already, perhaps you should make a Doughnut bucket :)

Categorizing happens in the Transactions tab.

Simple categorizing

  1. Click Categorize on a transaction
  2. Choose a bucket from the dropdown menu.
  3. Click Save

Single category

This creates a transaction on the bucket for the same amount as the real life transaction.

Multiple buckets

  1. Click Categorize
  2. Choose a bucket from the dropdown menu.
  3. Click on the amount next to the chosen bucket, and change it.
  4. Choose another bucket from the dropdown menu that appears.
  5. Click Save

Multiple categories

This splits the amount from the real life transaction between the chosen buckets.


If a transaction is income (e.g. your paycheck), instead of categorizing it for a particular bucket, click the Income button. Doing this adds that amount to your Rain for the month.


If you transfer money between 2 accounts, you should categorize both transactions as Transfers.

For instance, if you transfer $100 from Savings and put it into Checking, you’ll have two transactions:

Categorize both of those as Transfers and then your income won’t be artificially inflated.